This plan provides annual survival benefit @5% of the SA every year after the chosen accumulation period. The vested bonuses in a lump-sum are payable on survival to the end of the accumulation period or on death, if earlier. Further the SA is payable on survival to age 100 years or on death, if earlier. Policy Loans and surrender value are available under this plan. Min. S.A. allowed is 1 Lakh and Max. S.A. allowed is 1 Crore.